This seems like a good time to rant about PayPal 2FA and its poor usability. Every time I open the PayPal app I have to wait for a text message and type a code

This seems like a good time to rant about PayPal 2FA and its poor usability. Every time I open the PayPal app I have to wait for a text message and type a code across. That should not be necessary! PayPal should count the app as the second factor and only ask for the password. I am happy to us 2FA with Google because I only have to use it when on a new device, or once a month or so in the browser. Second, support 2FA apps like Authy already. SMS based 2FA is both insecure and unreliable.