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True, but these are privately owned communities and if you disagree with their standards you can go join some other community or start your own. A Chinese citiz

• ubernostrum 10y ago
  And yet... credit scores are maintained by private companies, and are inescapable in the US, as are their effects on your opportunities in life. So "It's a company, not a government" is not a useful argument to make for this kind of situation.
  • rblatz 10y ago
    And to combat the flaws in the private system the government passed laws giving you the right to see the data they have and challenge that data. Are you arguing that statistical analysis should be outlawed? Do you think everyone should have to pay more to borrow money?
  • apatters 10y ago
    The credit rating industry in the US is very heavily regulated. Setting aside whether the regulation of that industry is good or not, there is really only one US credit scoring system and it's effectively controlled by the government, so this is not an example of multiple, privately controlled, competing systems at work. The Chinese "social score" system would almost certainly be developed and administered by private companies (prototypes and precursors have been). The government would just set the rules. So in fact it would be similar to the US credit system in this way, one system, dictated by the government, private entities just handle its operation.