Homeowners associations aren't the government, you technically agree to join them when you buy the house. It's "free exchange of goods and services" - quotes to

Homeowners associations aren't the government, you technically agree to join them when you buy the house. It's "free exchange of goods and services" - quotes to indicate that it really isn't but in the government's eyes it's fine. Social coercion is a powerful force, the same that produces many odd laws.