People bring this up on every discussion of virtual card numbers. You should keep in mind that your contract with the vendor is independent of the payment metho

People bring this up on every discussion of virtual card numbers. You should keep in mind that your contract with the vendor is independent of the payment method. Just because you stop paying them, doesn't mean your liability goes away. The vendor could pursue you in court, or could make a black mark on your credit report. Of course, this all depends on the terms of your contract -- if it's with Bally's gym, for example, you can be pretty sure that they will come after you. If it's with some SaaS company, they're more likely to just delete your account.