You wouldn't expect the lease on your apartment to terminate if you used a credit card for payment and it expired. Similarly, the lifespan of most other recurr

You wouldn't expect the lease on your apartment to terminate if you used a credit card for payment and it expired. Similarly, the lifespan of most other recurring contracts is independent of the lifespan of your credit card. The reality is that most merchants won't chase you for payments when the card expires because it is expensive and generates bad will, but they can. What I don't understand with Final is how they can guarantee you won't have to make another payment after you cancel a number. They don't control your agreements with third parties. Edit: though I'm in the UK so my understanding of the law is biased in that direction.