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Jeremy Clarkson would disagree - https://www.theguardian.com/money/2008/jan/07/personalfinancenews.scamsandfraud https://www.theguardian.com/money/2008/jan/07/p

• oarsinsync 10y ago
  And while he was inconvenienced by this, he was entitled to an immediate refund (which he opted not to claim given the relatively small amount involved and the beneficiary being a charity) https://www.directdebit.co.uk/DirectDebitExplained/Pages/Organisationunknown.aspx https://www.directdebit.co.uk/DirectDebitExplained/Pages/Org... > Whilst the copy is being obtained you are entitled to an immediate refund of the amount debited from your bank under the Direct Debit Guarantee.