> Also debit causes you to have to pay the fee, while credit forces that on the merchant. Usually in Europe it's the contrary; there is no separate fee for usi

> Also debit causes you to have to pay the fee, while credit forces that on the merchant. Usually in Europe it's the contrary; there is no separate fee for using a debit card, whereas the credit card fees are inflated and passed-on to the customer. For example FlyBE, a UK airline charges, 3% of the transaction total for credit card but zero for debit. Ryanair and Easyjet charge 2% for credit cards. Even worse, British Airways charges a fixed-fee per passenger.