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Debit cards don't work like that in the UK --- they have similar levels of protection to credit cards (although this varies a bit from vendor to vendor). Credit

Debit cards don't work like that in the UK --- they have similar levels of protection to credit cards (although this varies a bit from vendor to vendor). Credit card fees are not forced to the merchant and frequently you have to pay them yourself, and they're considerably more than the fee for a debit card. You can't become overdrawn using one (subject to propagation delays, of course). Direct Debit is very common, and is covered under legal guarantees --- companies using it must stand indemnity. There's frequently a discount for paying by direct debit. Also, I'm not clear on why is giving your bank account number a problem with regard to fraud? At least here, you can't use it to do anything other than make deposits (and you still need a sort code number for that as well).

weavie 10y ago
Jeremy Clarkson would disagree - https://www.theguardian.com/money/2008/jan/07/personalfinancenews.scamsandfraud https://www.theguardian.com/money/2008/jan/07/personalfinanc...
- oarsinsync 10y ago
  And while he was inconvenienced by this, he was entitled to an immediate refund (which he opted not to claim given the relatively small amount involved and the beneficiary being a charity) https://www.directdebit.co.uk/DirectDebitExplained/Pages/Organisationunknown.aspx https://www.directdebit.co.uk/DirectDebitExplained/Pages/Org... > Whilst the copy is being obtained you are entitled to an immediate refund of the amount debited from your bank under the Direct Debit Guarantee.