I ran the numbers for my father a few months ago and it was basically even for him: https://news.ycombinator.com/item?id=12379662 https://news.ycombinator.com/

I ran the numbers for my father a few months ago and it was basically even for him: https://news.ycombinator.com/item?id=12379662 https://news.ycombinator.com/item?id=12379662