4 ms·

We also have higher costs of living when you factor in healthcare costs and lack of public transportation. A healthy 20 year old can pay $300 a month for insura

We also have higher costs of living when you factor in healthcare costs and lack of public transportation. A healthy 20 year old can pay $300 a month for insurance that covers nothing until you hit 10k in expenses.

eeZah7Ux 10y ago
Where is "we"?
- imron 10y ago
  Is there any other developed nation where you pay $300 a month for health insurance and it doesn't cover you for the first $10,000 of expenses?
  - 7Z7 10y ago
    I believe the point was undoing the US-normative "we", rather than questioning the location of the speaker.
  - big_youth 10y ago
    Have anything beyond hyperbole? The highest healthcare costs per capita: US $8,713 Switzerland $6,325 Norway $5,862 Netherlands $5,131 Sweden $4,904 Expensive yes, but not extreme compared to some of the other richest European countries. http://www.usatoday.com/story/money/business/2015/11/14/24-7-wall-st-countries-spend-most-health-care/75771044/ http://www.usatoday.com/story/money/business/2015/11/14/24-7...
    - pessimizer 10y ago
      Are you replying to the correct comment, or do Switzerland, Norway, the Netherlands and Sweden offer $300 per month insurance that doesn't cover the first $10,000? edit: and anyway, your link vehemently disagrees with you on "extreme." "While higher health care spending generally leads to better health outcomes, this is famously not the case in the United States. The country, which is one of the world's wealthiest, spends by far the most on health care. The United States spends around $8,700 per capita each year on health care, more than double the OECD average and well more than second place Switzerland. "Despite the high spending, Americans are not anywhere near the world's healthiest. More than 35% of Americans are obese, one of the highest rate in the world, and exceptionally high compared with other countries spending the most on health. The United States is also the only top 10 country for health spending where the life expectancy does not exceed 80 years. Also, perhaps as a consequence of poor economic and social factors as well as the inefficient spending, adverse health outcomes such as infant mortality have increased in the United States. While in 2000, the incidence of infant mortality in the United States was lower than the OECD average, today it is higher."
    - imron 10y ago
      > Have anything beyond hyperbole? Out of all of the countries you listed as expensive, only the U.S. has a system where you can pay thousands a year in premiums and yet still get zero coverage for your first 10k in medical expenses. It's not hyperbole. It's simply just a fact. Other countries might also have high healthcare costs per capita, but at least they get what they pay for, and at least you don't end up bankrupt due to unforeseen medical emergencies.
BeetleB 10y ago
While you're being downvoted, as someone in the US, I have to let everyone know: He is right. If you buy your own insurance, and pay low premiums ($3600/yr in his case), you can expect to get deductibles of $10K. And this is where it is unfair: If I am fairly wealthy (e.g. earning $150K/year in a not expensive city), then this is very affordable. However, someone earning $100K in the same city will pay the same premium - it'll hurt their wallet a lot more than mine. $100K will not get anyone government subsidies. With tax-funded health care (as in Europe), the burden isn't on the poorer person, but on the richer one.

eeZah7Ux 10y ago

Where is "we"?

imron 10y ago
Is there any other developed nation where you pay $300 a month for health insurance and it doesn't cover you for the first $10,000 of expenses?
- 7Z7 10y ago
  I believe the point was undoing the US-normative "we", rather than questioning the location of the speaker.
- big_youth 10y ago
  Have anything beyond hyperbole? The highest healthcare costs per capita: US $8,713 Switzerland $6,325 Norway $5,862 Netherlands $5,131 Sweden $4,904 Expensive yes, but not extreme compared to some of the other richest European countries. http://www.usatoday.com/story/money/business/2015/11/14/24-7-wall-st-countries-spend-most-health-care/75771044/ http://www.usatoday.com/story/money/business/2015/11/14/24-7...
  - pessimizer 10y ago
    Are you replying to the correct comment, or do Switzerland, Norway, the Netherlands and Sweden offer $300 per month insurance that doesn't cover the first $10,000? edit: and anyway, your link vehemently disagrees with you on "extreme." "While higher health care spending generally leads to better health outcomes, this is famously not the case in the United States. The country, which is one of the world's wealthiest, spends by far the most on health care. The United States spends around $8,700 per capita each year on health care, more than double the OECD average and well more than second place Switzerland. "Despite the high spending, Americans are not anywhere near the world's healthiest. More than 35% of Americans are obese, one of the highest rate in the world, and exceptionally high compared with other countries spending the most on health. The United States is also the only top 10 country for health spending where the life expectancy does not exceed 80 years. Also, perhaps as a consequence of poor economic and social factors as well as the inefficient spending, adverse health outcomes such as infant mortality have increased in the United States. While in 2000, the incidence of infant mortality in the United States was lower than the OECD average, today it is higher."
  - imron 10y ago
    > Have anything beyond hyperbole? Out of all of the countries you listed as expensive, only the U.S. has a system where you can pay thousands a year in premiums and yet still get zero coverage for your first 10k in medical expenses. It's not hyperbole. It's simply just a fact. Other countries might also have high healthcare costs per capita, but at least they get what they pay for, and at least you don't end up bankrupt due to unforeseen medical emergencies.

BeetleB 10y ago

While you're being downvoted, as someone in the US, I have to let everyone know: He is right. If you buy your own insurance, and pay low premiums ($3600/yr in his case), you can expect to get deductibles of $10K. And this is where it is unfair: If I am fairly wealthy (e.g. earning $150K/year in a not expensive city), then this is very affordable. However, someone earning $100K in the same city will pay the same premium - it'll hurt their wallet a lot more than mine. $100K will not get anyone government subsidies. With tax-funded health care (as in Europe), the burden isn't on the poorer person, but on the richer one.