When I was younger I decided that there were too many charities out there, and that when I get stopped in the street, or saw an advert my money would get dilute

When I was younger I decided that there were too many charities out there, and that when I get stopped in the street, or saw an advert my money would get diluted if I were to give to them. On that basis I picked three charities, and when it is the right time of the year I give money to them, and only them. One of the charities I chose is the RNLI, the only charity that saves lives at sea - http://rnli.org/ http://rnli.org/ I picked them because they quite literally save lives, at their own risk. And while sometimes that might be because people go to sea with no knowledge, much like people go climbing mountains in their shorts and get caught out by snow, I think that they do a job that SHOULD be done. Anyway you might prefer to pick something local, something that helps/impacts you, or you might be open to anything, I can't guess, but the lifeboat association is one choice I thought was good 20 years ago, and I still think that.