6 ms·

What I'll write might sound stupid to some but well... There needs to be a re-configuration of the global economy and its system. People like me late 20's and

by muse900 10y ago

What I'll write might sound stupid to some but well... There needs to be a re-configuration of the global economy and its system. People like me late 20's and younger might be feeling that they have no future. At least I do. I am working full-time and thats fine. That only pays my day to day expenses, coming the end of the month am always out of money waiting for the next paycheck. Me buying my own house? That sounds like some sort of sorcery to me... Unfortunately prices went up, on houses etc and nowadays you got Tech involved in anything you do. You have to have a smartphone, and your wife wants the smartphone with the bitten apple no matter if it will cost half a months salary. Your kids want an Ipad or some sort of tablet. Your household needs a TV with netflix, amazon and whatever so you don't get bored. Add all those small things around and the era where everyone is obsessed with "BRANDS", yes let me buy a GANT sweater cause it going to make me so cool, while I could have bought a sweater much much cheaper of the same quality. Unfortunately that makes you think that ok... live today and let tomorrow be. Also another thing that I see around a lot is the use of Drugs and Weed especially. Several people I know or most I'd say they make daily use of Weed. Thats definitely affecting their mind and tbh they've reached the level of obsession with it where they really don't need anything else to live off. There is literally no goal set for me. Will I get a pension when I get older? WHO KNOWS? Will I ever get off working even when I reach a very old age? Who knows, most likely i'll be working for the rest of my life... Will I be able to afford a house and a normal way of life? Probably in the next 20 years, thats too late but its the truth I'll be around 50's when I'll be owning a house. Not an expensive house, a house that prolly when I sell it won't even cover me for 5 years of living without a job. Thats the sad situation that I and all youngsters are in, let alone people in the US or even Europe with Student loans, I don't even wanna think of them and what kind of future can they have. P.S I am referring to an example of what the average person around me thinks of. Don't call me self-entitled that's harsh and you don't know me.

andrepd 10y ago
>Unfortunately prices went up, on houses etc and nowadays you got Tech involved in anything you do. You have to have a smartphone, and your wife wants the smartphone with the bitten apple no matter if it will cost half a months salary. Your kids want an Ipad or some sort of tablet. Your household needs a TV with netflix, amazon and whatever so you don't get bored. Add all those small things around and the era where everyone is obsessed with "BRANDS", yes let me buy a GANT sweater cause it going to make me so cool, while I could have bought a sweater much much cheaper of the same quality. I don't understand, what do you mean by this? Does anyone force you to buy a bitten off apple brand phone? You can get excellent smartphones that last for 3 years for less than 200$. Does anyone force you to buy a gant sweater? Quality clothes are dirt cheap nowadays. Your kids "want" an ipad? Buy them a cheaper tablet, or better yet, don't buy them a tablet at all. But a raspberry pi and a couple of snes controllers and download some old games. Problem solved. You complain that nowadays people are obsessed with brands, and that is definitely so, a legitimate observation, but if you are aware of that, what's forcing you yourself to buy into it?
- bittercynic 10y ago
  It seems pretty easy to me to ignore fancy brands and find the things I need at a good price. If I have a favorite brand, it is Kirkland ;) I do have some sympathy for people who feel they need a Mercedes car and a North Face jacket, and consistently put themselves in financial peril to get those things. It seems like many are sincerely unable to say no to extravagant spending. Though I don't understand it, I try not to judge.
  - Grishnakh 10y ago
    >I do have some sympathy for people who feel they need a Mercedes car and a North Face jacket, and consistently put themselves in financial peril to get those things. It seems like many are sincerely unable to say no to extravagant spending. Though I don't understand it, I try not to judge. The explanation is simple: they're probably married.
- Grishnakh 10y ago
  >I don't understand, what do you mean by this? Does anyone force you to buy a bitten off apple brand phone? You can get excellent smartphones that last for 3 years for less than 200$ You're not going to get a newer iPhone for anywhere near that figure. And if you're questioning why someone needs a new iPhone, then you're obviously not married. >Does anyone force you to buy a gant sweater? Here again, you prove that you're not married. >Your kids "want" an ipad? Buy them a cheaper tablet, or better yet, don't buy them a tablet at all. Yet again, you're definitely not married. >But a raspberry pi and a couple of snes controllers and download some old games. Problem solved. This one clinches it: you are definitely not married. >but if you are aware of that, what's forcing you yourself to buy into it? If you ever get married, you'll find out.
  - andrepd 10y ago
    Oh, I think you may be on to something... ;)) Wait, no, it's just you that are a dysfunctional couple. Don't project your weird marriage dynamics on others. You have a very strange thing going on, I mean, it's really interesting the idea of marriage, and strange impositions, being something that is "forced" upon you... I wonder how you think that is normal. Oh and if by this tirade you're implying that women in general are expensive item-obsessed creatures whose only desire is to buy expensive crap then, well, I think I may have found (one of the) reasons that you have such a dysfunctional relationship with the opposite sex ;)
huherto 10y ago
I feel house prices are artificially high in many places in the US.It has nasty effects all around. It makes everything more expensive. It makes the economy less competitive. You really need two good incomes to afford a house. People has less money to go out and enjoy life. Or they live far from family and friends. And drive an hour every day.
reverend_gonzo 10y ago
Jesus, there is so much entitlement in this post I don't even know where to start. No, you don't NEED an Apple iPhone, and a TV with Netflix, and Amazon, and a Gant sweater. There are thousands of families that are surviving just fine without any of that. We have survived for centuries without external entertainment, and suddenly, you NEED this so you don't get bored? Why not have a conversation with your wife. Sit down at the dinner table and have a conversation with your family. Go for a hike out in nature. There are ways to entertain yourself without modern technology. If you want to keep up with the Jones's, yeah, you're going to have to make more, or sacrifice your life in other ways. You want to buy a house in your 30s? Figure out how to increase your value so you can get paid more, or start saving your money. Pensions are long gone. They have IRAs. If you're worried about retirement, set money aside right now. Of course, this may mean you can't be the most recent iPhone that was released. Tradeoffs. Everything has tradeoffs. There is nothing guaranteed in life but death and taxes. Keep that in mind, and figure out what's most important to you. Welcome to the real world.
- mfoy_ 10y ago
  I agree that GP is deluded and entitled. Not to absolve him of his own responsibility for his decisions, but there are very strong forces out there proactively pushing this mindset on people. Companies spend insane amounts of money trying to convince more people that they "need" their products. It's not even just ads and commercials that are guilty of this. Most mainstream media assumes the "American Dream" happens to involve a lot of material possessions, and proceeds accordingly. It's in the little things, and it's everywhere.
  - reverend_gonzo 10y ago
    Absolutely. Society itself is caught up in material possessions, and hell, we are bombarded by so much marketing, that we believe we need all these new things. I get caught up in it myself, but at some point in their lives, people need to take responsibility for themselves. The original poster wants everything and expects to be given everything. Whats worse is he thinks previous generations had it so easy, and can't realize the sacrifices they had to make. Owning a house was one of the things that everybody aspired to, which meant they set aside money every month, and maybe after ten or twenty years of solid savings, they could afford the down payment, and buy a house. OP is thinking of pre-2008 days, where clown and his cat was flipping houses, but that was not a normal market, and most of them lost it anyways. He need to figure out what his priorities are: Does he want to own his own home, save for retirement, or live the latest, greatest gadgets? If he wants everything, there's a simple solution. Find how to make more money than the people he hangs out with.
lgieron 10y ago
> There is literally no goal set for me. Will I get a pension when I get older? WHO KNOWS? Will I ever get off working even when I reach a very old age? Who knows, most likely i'll be working for the rest of my life... There is an universal retirement scheme in USA, isn't that money enough?
- dajohnson89 10y ago
  If you're referring to social security, then no. Considering that many of us have no faith in it's solvency.
  - pjc50 10y ago
    US social security will have no "solvency" problem unless one of two things happens: - political decision(s) are made with the intent of making it insolvent. - a very long period of zero growth, or moderate period of deep recession. Worse or longer than the post-2008 crisis.
    - kazagistar 10y ago
      Unless you think the world has infinite resources or that technological progress is unbounded and exponential, the second scenario seems exceedingly likey or even inevitable.
      - John23832 10y ago
        You're right, the world does not have infinite resources... But the world has never has infinite resources. So sure some time in the distant future the country, the world, the economy and Social Security will cease to exist... but it's not as immediate as people make it seem.
- ashark 10y ago
  Social Security is tied to how much you made (up to a point) so low income earners will receive less of it (though they may receive more from other sources in that case). It also tends to be barely enough to scrape by eating days-old bakery outlet bread, cheap canned soup on sale, and living in a crappy poorly-maintained house (or trailer home) in a tiny, poor country town, with no hope of things ever improving, even in the best cases. If you have ties to a community church maybe they'll help you fix your leaking roof, because there's no way its happening otherwise. That's your life on a Social Security (only) retirement.
googletazer 10y ago
>People like me late 20's and younger might be feeling that they have no future. At least I do. I am working full-time and thats fine. That only pays my day to day expenses, coming the end of the month am always out of money waiting for the next paycheck. Me buying my own house? That sounds like some sort of sorcery to me... That strongly resonates with my own thoughts, so kindly allow me to let you on a little secret. The secret is, working for others you can AT MOST expect 20% of the value you produce. If you want to live beyond paycheck to paycheck (espetially applicable in Europe and Latin America where its literally paycheck to paycheck for expenses) you gotta work for yourself.
return0 10y ago
I think you are trying to say (in a misguided way) that wage stagnation has severely affected millenials, which is absolutely true. With enough short-term distractions like phones, games, weed, porn etc, who needs long-term goals? Life is still kinda sucky, but hey there 's just enough fun to keep the grind going. There is no sense of collective "going forward", which lessens the peer pressure to exceed others. It won't be forever like that, but i don't expect grand changes for at least 5 years.
deleted 10y ago
[deleted]

by muse900 10y ago

andrepd 10y ago

>Unfortunately prices went up, on houses etc and nowadays you got Tech involved in anything you do. You have to have a smartphone, and your wife wants the smartphone with the bitten apple no matter if it will cost half a months salary. Your kids want an Ipad or some sort of tablet. Your household needs a TV with netflix, amazon and whatever so you don't get bored. Add all those small things around and the era where everyone is obsessed with "BRANDS", yes let me buy a GANT sweater cause it going to make me so cool, while I could have bought a sweater much much cheaper of the same quality. I don't understand, what do you mean by this? Does anyone force you to buy a bitten off apple brand phone? You can get excellent smartphones that last for 3 years for less than 200$. Does anyone force you to buy a gant sweater? Quality clothes are dirt cheap nowadays. Your kids "want" an ipad? Buy them a cheaper tablet, or better yet, don't buy them a tablet at all. But a raspberry pi and a couple of snes controllers and download some old games. Problem solved. You complain that nowadays people are obsessed with brands, and that is definitely so, a legitimate observation, but if you are aware of that, what's forcing you yourself to buy into it?

bittercynic 10y ago
It seems pretty easy to me to ignore fancy brands and find the things I need at a good price. If I have a favorite brand, it is Kirkland ;) I do have some sympathy for people who feel they need a Mercedes car and a North Face jacket, and consistently put themselves in financial peril to get those things. It seems like many are sincerely unable to say no to extravagant spending. Though I don't understand it, I try not to judge.
- Grishnakh 10y ago
  >I do have some sympathy for people who feel they need a Mercedes car and a North Face jacket, and consistently put themselves in financial peril to get those things. It seems like many are sincerely unable to say no to extravagant spending. Though I don't understand it, I try not to judge. The explanation is simple: they're probably married.
Grishnakh 10y ago
>I don't understand, what do you mean by this? Does anyone force you to buy a bitten off apple brand phone? You can get excellent smartphones that last for 3 years for less than 200$ You're not going to get a newer iPhone for anywhere near that figure. And if you're questioning why someone needs a new iPhone, then you're obviously not married. >Does anyone force you to buy a gant sweater? Here again, you prove that you're not married. >Your kids "want" an ipad? Buy them a cheaper tablet, or better yet, don't buy them a tablet at all. Yet again, you're definitely not married. >But a raspberry pi and a couple of snes controllers and download some old games. Problem solved. This one clinches it: you are definitely not married. >but if you are aware of that, what's forcing you yourself to buy into it? If you ever get married, you'll find out.
- andrepd 10y ago
  Oh, I think you may be on to something... ;)) Wait, no, it's just you that are a dysfunctional couple. Don't project your weird marriage dynamics on others. You have a very strange thing going on, I mean, it's really interesting the idea of marriage, and strange impositions, being something that is "forced" upon you... I wonder how you think that is normal. Oh and if by this tirade you're implying that women in general are expensive item-obsessed creatures whose only desire is to buy expensive crap then, well, I think I may have found (one of the) reasons that you have such a dysfunctional relationship with the opposite sex ;)

huherto 10y ago

I feel house prices are artificially high in many places in the US.It has nasty effects all around. It makes everything more expensive. It makes the economy less competitive. You really need two good incomes to afford a house. People has less money to go out and enjoy life. Or they live far from family and friends. And drive an hour every day.

reverend_gonzo 10y ago

Jesus, there is so much entitlement in this post I don't even know where to start. No, you don't NEED an Apple iPhone, and a TV with Netflix, and Amazon, and a Gant sweater. There are thousands of families that are surviving just fine without any of that. We have survived for centuries without external entertainment, and suddenly, you NEED this so you don't get bored? Why not have a conversation with your wife. Sit down at the dinner table and have a conversation with your family. Go for a hike out in nature. There are ways to entertain yourself without modern technology. If you want to keep up with the Jones's, yeah, you're going to have to make more, or sacrifice your life in other ways. You want to buy a house in your 30s? Figure out how to increase your value so you can get paid more, or start saving your money. Pensions are long gone. They have IRAs. If you're worried about retirement, set money aside right now. Of course, this may mean you can't be the most recent iPhone that was released. Tradeoffs. Everything has tradeoffs. There is nothing guaranteed in life but death and taxes. Keep that in mind, and figure out what's most important to you. Welcome to the real world.

mfoy_ 10y ago
I agree that GP is deluded and entitled. Not to absolve him of his own responsibility for his decisions, but there are very strong forces out there proactively pushing this mindset on people. Companies spend insane amounts of money trying to convince more people that they "need" their products. It's not even just ads and commercials that are guilty of this. Most mainstream media assumes the "American Dream" happens to involve a lot of material possessions, and proceeds accordingly. It's in the little things, and it's everywhere.
- reverend_gonzo 10y ago
  Absolutely. Society itself is caught up in material possessions, and hell, we are bombarded by so much marketing, that we believe we need all these new things. I get caught up in it myself, but at some point in their lives, people need to take responsibility for themselves. The original poster wants everything and expects to be given everything. Whats worse is he thinks previous generations had it so easy, and can't realize the sacrifices they had to make. Owning a house was one of the things that everybody aspired to, which meant they set aside money every month, and maybe after ten or twenty years of solid savings, they could afford the down payment, and buy a house. OP is thinking of pre-2008 days, where clown and his cat was flipping houses, but that was not a normal market, and most of them lost it anyways. He need to figure out what his priorities are: Does he want to own his own home, save for retirement, or live the latest, greatest gadgets? If he wants everything, there's a simple solution. Find how to make more money than the people he hangs out with.

lgieron 10y ago

> There is literally no goal set for me. Will I get a pension when I get older? WHO KNOWS? Will I ever get off working even when I reach a very old age? Who knows, most likely i'll be working for the rest of my life... There is an universal retirement scheme in USA, isn't that money enough?

dajohnson89 10y ago
If you're referring to social security, then no. Considering that many of us have no faith in it's solvency.
- pjc50 10y ago
  US social security will have no "solvency" problem unless one of two things happens: - political decision(s) are made with the intent of making it insolvent. - a very long period of zero growth, or moderate period of deep recession. Worse or longer than the post-2008 crisis.
  - kazagistar 10y ago
    Unless you think the world has infinite resources or that technological progress is unbounded and exponential, the second scenario seems exceedingly likey or even inevitable.
    - John23832 10y ago
      You're right, the world does not have infinite resources... But the world has never has infinite resources. So sure some time in the distant future the country, the world, the economy and Social Security will cease to exist... but it's not as immediate as people make it seem.
ashark 10y ago
Social Security is tied to how much you made (up to a point) so low income earners will receive less of it (though they may receive more from other sources in that case). It also tends to be barely enough to scrape by eating days-old bakery outlet bread, cheap canned soup on sale, and living in a crappy poorly-maintained house (or trailer home) in a tiny, poor country town, with no hope of things ever improving, even in the best cases. If you have ties to a community church maybe they'll help you fix your leaking roof, because there's no way its happening otherwise. That's your life on a Social Security (only) retirement.

googletazer 10y ago

>People like me late 20's and younger might be feeling that they have no future. At least I do. I am working full-time and thats fine. That only pays my day to day expenses, coming the end of the month am always out of money waiting for the next paycheck. Me buying my own house? That sounds like some sort of sorcery to me... That strongly resonates with my own thoughts, so kindly allow me to let you on a little secret. The secret is, working for others you can AT MOST expect 20% of the value you produce. If you want to live beyond paycheck to paycheck (espetially applicable in Europe and Latin America where its literally paycheck to paycheck for expenses) you gotta work for yourself.

return0 10y ago

I think you are trying to say (in a misguided way) that wage stagnation has severely affected millenials, which is absolutely true. With enough short-term distractions like phones, games, weed, porn etc, who needs long-term goals? Life is still kinda sucky, but hey there 's just enough fun to keep the grind going. There is no sense of collective "going forward", which lessens the peer pressure to exceed others. It won't be forever like that, but i don't expect grand changes for at least 5 years.

deleted 10y ago

[deleted]