What is analytics? What does that encompass? Not trying to play dumb. I am familiar with multi-strategy buyside >$1B firms, analyst and management work. More o

What is analytics? What does that encompass? Not trying to play dumb. I am familiar with multi-strategy buyside >$1B firms, analyst and management work. More on PM side (equity, HY, macro research,) and less with sales and marketing or middle office but have experience across groups. I don't work at a quant shop but do think its the future of finance - in general computers are already better at finance than humans and that gap will grow. There are tons of problems to fix in finance if you're thinking as a founder or VC. But many would-be fintech startups don't realize the extent finance can't make big changes without regulatory level changes too, that can be a good or bad thing, but this is the opposite of some "move fast and break things" industry. It must be addressed and execution of many solutions can become impractical and inefficient at the startup level, with exceptions, fintech involves a lot of "move slow, don't break anything, call me in 10-15 years". I think Zenefits is an example right now going through learning this the hard way but I am impressed by what Dave Sacks is doing. What sort of thing are you thinking about when you say fintech? What types of ideas? This is HackerNews everyone has a million ideas, me included.