I have used Chase for years and have historically been very happy with their support, phone app and intuitiveness of their app. my wife uses Citi, they appear

I have used Chase for years and have historically been very happy with their support, phone app and intuitiveness of their app. my wife uses Citi, they appear to be closing their 'savings' bank branch or splitting it in multiple areas. Our intention is to move out Citi to Schwab checking/savings which appear sto have some nice perks like refunding of ATM fees/