The Jumbo loan cap will also wierdly effect this scenario. 417k to 625k depending on median county home price. You can sometimes see prices tightly grouped aro

The Jumbo loan cap will also wierdly effect this scenario. 417k to 625k depending on median county home price. You can sometimes see prices tightly grouped around the limit, plus or minus down payment percentages. Then you are also talking about weird buyer preferences for buyers with lots of cash, who can pay down the lending amount to the cap, or sellers that will split assets so that each sale is below the cap. Lots of strange market things happen around those caps.