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Ask HN: Who do you bank with?
I'm considering closing my personal Wells Fargo accounts and moving to a different Bay Area bank. So, HN: Who do you bank with and why? Are all the large banks run by crooks?
- jburwell 10y agoIf you have a family member who is a member of the military or attached in a civilian capacity, I highly recommend Navy Federal Credit Union. They payback all ATM fees and have a great online banking platform (including mobile deposit). Therefore, you rarely, if ever, need a physical branch.
- zhte415 10y agoBanking is not run by crooks. This/your statement is blanket and disingenuous. Bank account: Go with a bank account that includes a service and fee that you require.
- asteadman 10y agoOP banks with Wells Fargo, who are by recent accounts, actually crooks. Fair enough question from someone who was recently burned by what appeared to be a "reputable" bank.
- myroon5 10y agoAlly Bank is working well so far. 1% interest and haven't had any fees
- mcnees287 10y agoSecond Ally Bank. I've used them for about 3 years now, and can only say good things. Their newly offered credit card is run by a third party, which I might avoid. Standard banking is really great. I don't miss the physical branches.
- misframer 10y agoSame here. I've been using Simple less and Ally more. It's nice to have a checking and a savings account at the same bank (instant transfers). Check books are also convenient.
- ogsharkman 10y agoI like my Schwab Investor Checking account a lot
- cafard 10y agoA credit union.
- baccredited 10y agoI like etrade and tdbank. Don't use anyone on this list: https://projects.propublica.org/bailout/list https://projects.propublica.org/bailout/list
- superninja234 10y agoMy boy Schwab
- fosco 10y agoI have used Chase for years and have historically been very happy with their support, phone app and intuitiveness of their app. my wife uses Citi, they appear to be closing their 'savings' bank branch or splitting it in multiple areas. Our intention is to move out Citi to Schwab checking/savings which appear sto have some nice perks like refunding of ATM fees/
- lalakhan 10y agomy little local bank (coast hills fcu) isn't the greatest and the online banking sucks big time...i'm looking for a fairly solid new bank that treats you decent and has good-great online banking.