>and investors would start getting better returns. One-sided accounting fallacy. For every lender receiving an interest rate, there is someone borrowing at th

>and investors would start getting better returns. One-sided accounting fallacy. For every lender receiving an interest rate, there is someone borrowing at the same rate. Why do you assume that the person lending is more deserving, when it is the risk-takers with need of capital (ie borrowers) who are the inventors and entrepreneurs? This place goes nuts for Elon Musk's projects; well it would be a different world if capital was more expensive for him to access.