Exactly. Libertarianism and communism seem like perfect utopias but "If all men were angels, no government would be necessary." Unfortunately, company insiders

Exactly. Libertarianism and communism seem like perfect utopias but "If all men were angels, no government would be necessary." Unfortunately, company insiders may see little difference in a "misbehaving" employee, regardless if it's in the public good and/or for personal gain, because limiting the threat of public exposure is often the paramount priority in the short-term, which may ultimately go against long-term business and customer relationships. And an "untrustworthy" bank is unlikely to survive on it's own for very long.