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I abandoned the big banks long ago, choosing to exclusively use credit unions. I use online banking, bill pay etc... The only thing I can think of that I can'

I abandoned the big banks long ago, choosing to exclusively use credit unions. I use online banking, bill pay etc... The only thing I can think of that I can't get from my credit union is depositing a check via phone/photo. For me that's not a big deal, a local ATM machine works fine for those infrequent occasions. What other online services am I missing out on, that only the big banks have?

x0x0 10y ago
I can strongly recommend, with minor caveats, SFFire and Provident CU. SFFire is mostly sf, Provident is mostly peninsula. Both offer smartphone check deposits. Minor caveat: don't open your account or apply for loans online. They both "offer" it, in the sense it's theoretically possible to do, but a giant pita. Just go to a branch. Provident took 3 weeks to replace a stolen credit card. Other than that, they're great. I've been in branches for the two probably 5 or fewer times total in 8 years of being a customer. Also, a human answers the phone when you call! One that's empowered to help you!