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I live in Germany, and I always wondered: how Germans buy online and/or book hotels/tickets online, if most of them don't have credit cards and only have this E

• elcapitan 10y ago
  I have a credit card for that, but if I have the option, I always use Paypal. There are often other payment options though, like "Sofortüberweisung", paying on account or SEPA bank transfers (the last two more typically for b2b though).
• ThePadawan 10y ago
  This differs quite a big on the size of the respective business (of sales). Amazon.de e.g. offers the choice of * credit card (as internationally) * direct withdrawal (meaning you give them your bank account details and they withdraw the amount directly - sort of sketchy from the customer's point of view, but no different from credit cards - if anything goes awry, you just challenge the charge directly with the bank instead of the card issuer) * bill-based (generally only for small amounts or trusted customers - might involve a "credit score" check from Schufa (https://en.wikipedia.org/wiki/Schufa https://en.wikipedia.org/wiki/Schufa) to deter fraud)