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I agree immensely as a remote contractor, my wife gets good benefits but if she lost her job it'd be a struggle. I think it'd make more sense, if we can't get a

I agree immensely as a remote contractor, my wife gets good benefits but if she lost her job it'd be a struggle. I think it'd make more sense, if we can't get a single-payer all paid insurance plan going, why can't the government have a democratized benefit pool where you'd pay employee prices for the same benefits as a freelancer? It would just make more sense to me.. Or at least some sort of freelance union that negotiates fair rates for things like medical/dental/vision/401k and has group purchase power.

ghaff 10y ago
>why can't the government have a democratized benefit pool where you'd pay employee prices for the same benefits as a freelancer? For that to work for things like disability insurance, you'd need the same sort of mandate that's so controversial with the US ACA. The system doesn't really work if you buy benefits like disability only if you see a particular need for them. The 20-somethings need to buy them too whether they want to or not--or the system doesn't work. I'm not sure why 401-Ks are so tied to individual employers.