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What the ACA did and was intended to do (as a first order effect) was provide reliable provision of insurance for those not tied to an employer. The pre-Aca sys
by wutbrodo 10y ago
What the ACA did and was intended to do (as a first order effect) was provide reliable provision of insurance for those not tied to an employer. The pre-Aca system was riven with stories of people with (eg) diabetes losing their jobs under completely ordinary circumstances, and then finding themselves unable to get insurance anywhere. The ACA closed this gap, and most of its most famous provisions are based entirely around this. I don't even necessarily think it's a great law, I just hate misinformation.
For young, healthy freelancers it raised costs even relative to trend, because prices had to flatten and accommodate the higher cost folks who would've been excluded due to existing health conditions. But afaict this isn't true in general.
- ghaff 10y agoI'm not sure you're even disagreeing with the parent. Personally, I think that pre-existing conditions/inability to be insured as an individual could have been handled in a much less painful and politically fraught way. But the parent is basically complaining that health insurance is still expensive for someone on a limited budget who isn't covered by a company. And it is. Because healthcare is expensive for the population average. (As, for comparable levels of care, it is everywhere even if it's arguably more expensive than it should be in the US for various reasons.)