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I agree that separating them would help in this regard. We should; however, consider why it was done this way. I can only speculate on the matter, but tend to t
by kileywm 10y ago
I agree that separating them would help in this regard. We should; however, consider why it was done this way. I can only speculate on the matter, but tend to think it was bundled with payroll for simpler accounting (assuming tax deductible insurance premiums stay intact).
- AnimalMuppet 10y agoInitially, it was bundled with payroll because, during World War II, employers were restricted in their ability to give pay raises to employees. They started buying health insurance as a way of giving a raise without giving a raise, as it were. It continued because "that's the way it was done" by the time WWII was over.