I have a friend who keeps lots of money in bank accounts, too. He is aware that he could be investing it, but he just doesn't seem to care. It appears to be hal

I have a friend who keeps lots of money in bank accounts, too. He is aware that he could be investing it, but he just doesn't seem to care. It appears to be half "everyone is expecting another financial crisis anyway, if you buy now you're buying high" and half "I just can't be arsed".