Is it possible that a startup could come into this space and solve some of this problem? Something between all your passwords are belong to us walled garden to

Is it possible that a startup could come into this space and solve some of this problem? Something between all your passwords are belong to us walled garden touch id scheme and tin foil hat must memorize new 20 char randomized password every 10 months setup.... It seems that answers to this problem fall into one extreme or the other, but I would personally use a solution somewhere between the two that gave me peace of mind and was convenient at the same time. This would probably be a password manager type thing / cloud solution? Maybe open source? Some things I'd like to see: - secure passwords where appropriate: do I need my pinterest account to be super secure? - 2 factor auth where appropriate: protect my bank accounts, etc. - tell me when there's been a breach and prompt me to change my password- who can keep track of all the times I need to change my password? - let me have a rememberable password sometimes- sometimes I need to log into something not on my personal phone / computer etc. - don't let the nsa spy on me/ my cloud account / make it harder than normal - maybe integrate with keyfobs / security hardware where appropriate thats some stuff of the top of my head but there are so many little catches in dealing with passwords that I would be happy to pay for a product that helped me manage it in the right way. I wonder if there are others out there that fall into this same middle ground of, secure, private, good-enough?