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Regulatory enforcement. Even though PCI DSS is enforced by a private regulatory body, it still carries weight. HIPAA has HHS which does investigate and lead to
by ryanmarsh 10y ago
Regulatory enforcement.
Even though PCI DSS is enforced by a private regulatory body, it still carries weight. HIPAA has HHS which does investigate and lead to corrective action. Both of these bodies scare the crap out of a lot of companies. I've worked in both sectors (banking/credit, healthcare) and the fear is palpable.
If the CFPB had the ability to enforce regulatory requirements for handling of PII you bet your ass companies would fall in line. Nobody wants trouble with the feds.
- schoen 10y agoThese regulations have done a lot of good, but there's sometimes the way in which they seem to devolve into checklists (not to stigmatize checklists, which are valuable tools!), often without corresponding understanding and capability. I've seen that particularly in the way that PCI rules led people to get certificates and turn on HTTPS, without knowing what a certificate, private key, public key, TLS, or HTTPS were or what they were for. While I prefer that to the alternative of no HTTPS at all -- which is probably what we would have seen without the rules! -- it's still a bit disappointing and concerning that for so many organizations it only got to the "have to satisfy PCI rules by doing this weird arbitrary thing" stage.