The entire finance industry has been saying this is a systemic risk since ZIRP was instituted in 2008 if the economy didn't achieve "takeoff velocity". Here we

The entire finance industry has been saying this is a systemic risk since ZIRP was instituted in 2008 if the economy didn't achieve "takeoff velocity". Here we are eight years later still under ZIRP and even NIRP (which is completely unprecedented) so the systemic risk is only bigger.