One of the big selling points for mpesa - the mobile money service in Kenya - is that it allows transferring money made in the city back to family in the countr

One of the big selling points for mpesa - the mobile money service in Kenya - is that it allows transferring money made in the city back to family in the countryside without risking robbery on the travel home. (And makes the transfer much faster, too.) Reducing queues to prevent robbery is a great motivation for building and using the app.