This is great advice, but not really practical with conventional American lifestyles. It's possible once you save enough and get the basics completely paid off,

This is great advice, but not really practical with conventional American lifestyles. It's possible once you save enough and get the basics completely paid off, so that you can minimize your expenses to < 1k per month, but it's usually not an option for your average worker. I believe making it an option is a crucial social issue for our time.