on $175k married filing jointly put me in the 28% bracket federal (21% effective tax rate), 9.3% California tax rate (7.6% effective tax rate), 5.65% FICA, for

on $175k married filing jointly put me in the 28% bracket federal (21% effective tax rate), 9.3% California tax rate (7.6% effective tax rate), 5.65% FICA, for a total of $60k tax liability. I reduced this with mortgage deductions, business expenses, home office, charitable donations, retirement and medical savings plan deductions.