I'll disagree with this. If you are in a position where you make $10M a year, you could effectively not work for 20 years and be completely fine. By the time

I'll disagree with this. If you are in a position where you make $10M a year, you could effectively not work for 20 years and be completely fine. By the time they've done this for a few years, they have obscene levels of wealth and no risk. There are also the golden parachutes.