You should also: Drive a reasonable used car (if at all); send your kids to public school; live with roommates (or spouse); commute so you can live in a cheaper

You should also: Drive a reasonable used car (if at all); send your kids to public school; live with roommates (or spouse); commute so you can live in a cheaper area; avoid expensive vacations; cook at home more frequently; etc. I tried explaining all this to coworkers when I worked at Google, and many people dismiss the idea. These are the same people who: - Drive a new Tesla - Pay $120k/yr to send their four kids to private schools despite good public schools in the area - Insist on living in SF and commuting 2 hrs by bus each way - Jetset around the world for vacations - Eat out at every non-Google meal You can lead a horse to water... but sometimes you just can't make them drink. And guess which of my coworkers complained the loudest about unlivable wages in SFBA...?