It's easy if you're earning $150k a year, but not if you're making a median salary and living mostly paycheck-to-paycheck. Remember that most people outside of

It's easy if you're earning $150k a year, but not if you're making a median salary and living mostly paycheck-to-paycheck. Remember that most people outside of the Silicon Valley area don't have the luxury of being able to save $100k every year.