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Will skimmers be rendered obsolete by chip cards? It seems like this will all be over when the last magnetic strip reader is shut down. Although I've never seen
by ericmason 10y ago
Will skimmers be rendered obsolete by chip cards? It seems like this will all be over when the last magnetic strip reader is shut down. Although I've never seen a chip reader at a gas station, so it may be a while.
- startling 10y agoAIUI, no: https://www.youtube.com/watch?v=JABJlvrZWbY https://www.youtube.com/watch?v=JABJlvrZWbY This is a talk from 2012, so things may have changed.
- ROFISH 10y agoI wish more places accepted NFC tokenized solutions like Apple Pay or similar. Replay attacks can't occur for those that got the raw data somehow.
- kbart 10y agoIt is impossible (yet) to hack chip & pin. The problem is that even chip cards have a magstripe that can be skimmed. EMV[1] enabled fallback funtionality by default, which is the biggest issue imho. Basically, if your chip is broken, a terminal goes through fallback mechanism and uses magstripe instead. This way you can clone a card with "broken" chip and copied magstripe. Some banks allow to disable (opt-out) magstripe for chip cards, so unless you are in US, you should do that. I've seen some people intentionally scratched magstripe, but I'm not sure it's a very good idea. 1. https://en.wikipedia.org/wiki/EMV https://en.wikipedia.org/wiki/EMV
- emp_zealoth 10y agoOr, you know, take your fingernail and scratch the shit out of the stripe. Or play with some strong magnets. Or sand paper. Or... you get the point
- kbart 10y agoSure you could. But I'd like to have a backup options in case I end up in strange place that doesn't accept chip&pin or my chip is really broken while on travel. It could be opt-in, so in case I need magnet, I could call my bank and ask to enable it.
- callmeal 10y agoChip-and-pin cards have been hacked. https://www.rt.com/usa/354657-chip-pin-cards-blackhat/ https://www.rt.com/usa/354657-chip-pin-cards-blackhat/