I disagree with you, OP mentions 60% reduction in the civilian insurance market and there's studies to back that up- http://www.insurancejournal.com/news/nation

I disagree with you, OP mentions 60% reduction in the civilian insurance market and there's studies to back that up- http://www.insurancejournal.com/news/national/2015/10/23/385779.htm http://www.insurancejournal.com/news/national/2015/10/23/385... Any large scale car accidents will be re-simulated, analysed and scoured until they are fixed, the general public will not permit them to persist. This means a complete collapse of the entire industry except for enterprise scale underwriting of the car manufacturers which they may already have for recalls.