I can relate to this. Growing up poor and originally working in nonprofits out of college I experienced a lot of stress about money and about making the kind of

I can relate to this. Growing up poor and originally working in nonprofits out of college I experienced a lot of stress about money and about making the kind of mistakes you listed. Getting a parking ticket was a huge deal. Today I am much more financially comfortable and I don't think I'm less responsible, just less stressed about the consequences of when I eventually make a common mistake like misreading a parking sign.