You must be young, and have no dependents. Also taxes alone on 150k must be close to 1 third of your income so based on that alone I'd be skeptical of someone

You must be young, and have no dependents. Also taxes alone on 150k must be close to 1 third of your income so based on that alone I'd be skeptical of someone who claimed they could save 100k per year on 150k salary in NYC.