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Ask HN: Is identity theft protection service worth it?
I have been a member of Lifelock for a number of years now. It seems more expensive than it use to be, and I don't get copies of my credit reports anymore.
I am debating whether I should continue with the service.
What is your opinion on these types of services and are they worth it?
- pbarnes_1 10y agoNo. Just register for a free credit monitoring service like Credit Karma/Sesame or a non-free one like Amex CreditSecure. That's all you need.
- kobly 10y agoFree- block your SS# at the source, http://www.ehow.com/how_6926296_block-social-security-number.html http://www.ehow.com/how_6926296_block-social-security-number... But you also want to have your identity checked for other risks, such as when medical records , email records, address, and existing accounts can be compromised. What is the best detection service? I'm not sure it's Lifelock. I'd compare. ID theft insurance- pays for the costs of fixing identity breach, and some also offer a person who does the work for you filing all the paperwork and cleaning up damage.
- gry 10y agoA credit freeze is another tool; it prevents potential creditors from extending credit since they won't be able to pull your file to verify your creditworthiness. Temporary unlocks can be done when you need to apply for a loan, etc. http://krebsonsecurity.com/2015/06/how-i-learned-to-stop-worrying-and-embrace-the-security-freeze/ http://krebsonsecurity.com/2015/06/how-i-learned-to-stop-wor...