I'm not saying it's not a lot, I'm just saying I'm dubious about it as an explanation for the article's theory. Also, that's the average debt. I believe the med

I'm not saying it's not a lot, I'm just saying I'm dubious about it as an explanation for the article's theory. Also, that's the average debt. I believe the median is probably much lower but unfortunately I can't seem to find any research in this area. I would love it if someone pointed me in the right direction.