I hate it that they equate "how much you have in your savings account" with "how good you are at saving money." Even if you ignore retirement savings, what abou

I hate it that they equate "how much you have in your savings account" with "how good you are at saving money." Even if you ignore retirement savings, what about Checking accounts? What about Roth IRAs that can have all of the principal removed tax and penalty free? A person could be REALLY good at savings and just have chosen that their liquid cash stays in checking accounts and emergency funds stay in their Roth IRA.