I do it only because I find it useful to segregate my cash savings from the rest of my money. But you have a good point, especially because the survey asked sp

I do it only because I find it useful to segregate my cash savings from the rest of my money. But you have a good point, especially because the survey asked specifically about savings accounts: https://news.ycombinator.com/item?id=12549863 https://news.ycombinator.com/item?id=12549863