A credit card. I have generally 30 days to convert non-liquid assets into cash to pay it off with no interest payment. This is the whole point of credit cards

A credit card. I have generally 30 days to convert non-liquid assets into cash to pay it off with no interest payment. This is the whole point of credit cards in my opinion. I don't subscribe to the advice that I need 3 to 6 months of cash sitting in a 0.00% savings account "just in case." I'm not sure why I would need that much money for anything. I can get several thousands of dollars from my brokerage to my checking account in a matter of days. Most other emergencies allow me to arrange payments. I don't know why this is such a bad idea, it has worked great for me so far.