Digital Checks sound like the way to go for this. Multiple YC companies like cleanly.com stilt.co are already using them. Both for collecting funds as well as d

Digital Checks sound like the way to go for this. Multiple YC companies like cleanly.com stilt.co are already using them. Both for collecting funds as well as disbursing funds. Unlike ACH there are minimal on-boarding issues and UI/UX is much friendlier than ACH. Feel free to try it out at https://www.checkbook.io https://www.checkbook.io Also there's an API and integrations with Wordpress and Magento. Price is a fixed $1/Check. No percentages! Disclaimer: I work for checkbook.io