What I've seen is a little more nuanced. People who front-load their effort by doing well from high school through grad school or early career get a cushier li

What I've seen is a little more nuanced. People who front-load their effort by doing well from high school through grad school or early career get a cushier life after 35. This contrasts with those who don't put in as much effort in their late childhood and early adulthood who then need a much more solid work ethic post 35 to get a worse result.