The amount I've already saved in tax dollars thanks to TLH is orders of magnitude higher than what I've paid Betterment in fees. That being said, you won't alw

The amount I've already saved in tax dollars thanks to TLH is orders of magnitude higher than what I've paid Betterment in fees. That being said, you won't always benefit from it, and there are caveats you should read about. I've decided to take a slightly more hands on but simpler approach, and have moved all of my investments into a simple 4-fund portfolio at Vanguard.