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I don't really agree with that. Investing well is almost always more important than worrying about small expenses. Do you know how many people don't invest? Lik

• loeg 10y ago
  It depends on how long you have until retirement, which is influenced by your saving rate as a percentage of income. If you can save 99% of your income, you can retire real fast and your investment choices don't impact your pre-retirement earnings very much. (That's pretty much the gist of this post: http://www.mrmoneymustache.com/2012/01/13/the-shockingly-simple-math-behind-early-retirement/ http://www.mrmoneymustache.com/2012/01/13/the-shockingly-sim... ) That said, you need to be invested somewhat just to fund retirement. It can be pretty conservative, though.