You need to purchase EpiPens, and you happy how your insurance pays most of the price. Somebody else on your insurance plan needs some other drug that is overch

You need to purchase EpiPens, and you happy how your insurance pays most of the price. Somebody else on your insurance plan needs some other drug that is overcharged, but subsidized by an insurance. You both think that you've got good deal, but actually you both (or your employer) paying for your drugs (almost) full price anyways - through insurance premium. Or you think the premium will stay same if drug prices keep increasing?