You cannot plan to become wealthy, but you can attempt it. If you don't try it you've already lost, else you do have a chance. The point of my original post is

You cannot plan to become wealthy, but you can attempt it. If you don't try it you've already lost, else you do have a chance. The point of my original post is: 2016 is a really good time to be a developer, but still, if you don't do something extra you may have it really tough by age 40 (don't blame the "ageists"!). You can be up to a number of things: - launch your own startup - become a freelancer, hack your way into great rates - find a job with an outstanding salary - move into management