Whenever I see such articles, I attribute the cause to collective laziness not economics. Why are health insurance costs high? Answer: Laziness Why are drug pr

Whenever I see such articles, I attribute the cause to collective laziness not economics. Why are health insurance costs high? Answer: Laziness Why are drug prices high? Laziness Why is higher education expensive? Laziness Somebody is lazy and they don't want to do the important job of making these fundamental things cheaper and accessible. This somebody could be 'we' collectively or govt or companies or just our greed.