>You ask them their major, which will probably change? Sure. And if they change then their loan status/situation will change. Just like my mortgage through my

>You ask them their major, which will probably change? Sure. And if they change then their loan status/situation will change. Just like my mortgage through my Credit Union. The terms of the mortgage when I refinanced was owner occupied for 12 months after the closing date. If I move out prior to the 12 months I'm technically in default and the holder of my note gets to choose what to do.